Skip to content
Toolbench

Stamp duty calculator England (SDLT residential rates)

Calculate Stamp Duty Land Tax (SDLT) in England and Northern Ireland for residential home buyers, first-time buyers and additional homes. Free in GBP.

In your browser

Additional Property Surcharge

Standard rate is 3% (or 5% for purchases from 31 Oct 2024 onwards).

£
Common:
Notice for First-Time Buyers: Properties priced above £625,000 do not qualify for first-time buyer relief. Standard moving home SDLT rates apply to the entire amount.

Stamp Duty Due (SDLT)

Effective Tax Rate

Total tax as percentage of price

Total Purchase Outlay

Purchase price + Stamp Duty

Stamp Duty Band Breakdown (England & NI)

Property Value Band Tax Rate Taxable in Band Tax Payable
Total Stamp Duty Land Tax Due

About this tool

Calculate Stamp Duty Land Tax (SDLT) for residential property purchases in England and Northern Ireland across all price bands.

How to use it

  1. 1 Choose your buyer circumstance: First-time Buyer, Moving Home, or Additional Property.
  2. 2 Enter the agreed purchase price in pounds (£) or click a quick price preset.
  3. 3 Inspect your total Stamp Duty bill, effective tax percentage, and itemised band-by-band tax breakdown.

Questions

What are the current stamp duty bands in England?

Residential property purchases are taxed on progressive bands: 0% up to £250,000, 5% between £250,001 and £925,000, 10% up to £1.5m, and 12% above £1.5m.

What is the first-time buyer stamp duty relief limit?

First-time buyers pay 0% SDLT on purchases up to £425,000, and 5% on the portion between £425,001 and £625,000. If the property price exceeds £625,000, no relief applies and standard residential rates apply to the entire price.

What are standard UK residential stamp duty rates?

For main residences: 0% up to £250,000; 5% from £250,001 to £925,000; 10% from £925,001 to £1,500,000; and 12% on any portion above £1,500,000.

What is the surcharge for second homes or buy-to-let?

Purchases of additional residential dwellings incur a surcharge on top of standard rates (3% historically, increased to 5% from 31 October 2024).

Is my data uploaded?

No. This tool runs in your browser, so your text and files never reach our server.

Is this tool free?

Yes. It’s free to use with no sign-up and no limits for normal use.