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Buy-to-let stamp duty calculator

Calculate UK Stamp Duty Land Tax on buy-to-let and second homes with additional property surcharge. Instant online SDLT calculation.

In your browser

Additional Property Surcharge

Standard rate is 3% (or 5% for purchases from 31 Oct 2024 onwards).

£
Common:
Notice for First-Time Buyers: Properties priced above £625,000 do not qualify for first-time buyer relief. Standard moving home SDLT rates apply to the entire amount.

Stamp Duty Due (SDLT)

Effective Tax Rate

Total tax as percentage of price

Total Purchase Outlay

Purchase price + Stamp Duty

Stamp Duty Band Breakdown (England & NI)

Property Value Band Tax Rate Taxable in Band Tax Payable
Total Stamp Duty Land Tax Due

About this tool

Calculate Stamp Duty Land Tax on buy-to-let properties, second homes, and holiday lets in England and Northern Ireland, with the additional property surcharge.

How to use it

  1. 1 Choose your buyer circumstance: First-time Buyer, Moving Home, or Additional Property.
  2. 2 Enter the agreed purchase price in pounds (£) or click a quick price preset.
  3. 3 Inspect your total Stamp Duty bill, effective tax percentage, and itemised band-by-band tax breakdown.

Questions

What is the stamp duty surcharge on buy-to-let?

Additional properties incur a surcharge on top of standard residential rates (3% historically, 5% for purchases from 31 October 2024).

What is the first-time buyer stamp duty relief limit?

First-time buyers pay 0% SDLT on purchases up to £425,000, and 5% on the portion between £425,001 and £625,000. If the property price exceeds £625,000, no relief applies and standard residential rates apply to the entire price.

What are standard UK residential stamp duty rates?

For main residences: 0% up to £250,000; 5% from £250,001 to £925,000; 10% from £925,001 to £1,500,000; and 12% on any portion above £1,500,000.

What is the surcharge for second homes or buy-to-let?

Purchases of additional residential dwellings incur a surcharge on top of standard rates (3% historically, increased to 5% from 31 October 2024).

Is my data uploaded?

No. This tool runs in your browser, so your text and files never reach our server.

Is this tool free?

Yes. It’s free to use with no sign-up and no limits for normal use.