Free Spain tools and calculators

Calculate Spanish net take-home pay, IRPF tax withholding brackets (19%-47%), and Seguridad Social deductions for 12 or 14 pagas.

Calculate Spanish IVA (21% general, 10% reducido, 4% superreducido). Add or extract IVA and calculate recargo de equivalencia instantly.

Calculate Spanish autónomo net income, 2024-2026 progressive cuota de autónomos, IRPF retención (15%/7%), and deductible business expenses.

Calculate Spanish finiquito liquidación and statutory severance pay for despido objetivo (20 days/yr) or despido improcedente (33 days/yr).

Calculate Spanish mortgage (hipoteca) monthly payments, fixed or Euribor variable interest rates, total costs, and 35% DTI capacity.

Calculate Spanish ITP property transfer tax (6%-10%), AJD, notary and registry fees for second-hand and new home purchases in Spain.

Calculate Spanish car loan monthly installments (cuota mensual), TAE interest rates, opening commission, and total financing costs.

Calculate road trip fuel costs across Spain for Gasolina 95, 98, and Diésel A with L/100km fuel consumption and passenger cost sharing.

Calculate Spanish overtime pay (horas extraordinarias) at 1.75x or 2.0x rates, check weekly hours, and verify the 80-hour annual limit.

Estimate Spanish Seguridad Social retirement pension, base reguladora, percentage from years contributed (15 to 37 years), and 14 pagas.