Saudi personal finance & Murabaha loan calculator
Calculate Saudi personal loan monthly installments, APR profit rates, 5-year SAMA tenure limits, and administrative fee caps in SAR online for free.
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About this tool
Calculate personal loan monthly installments, total profit, and SAMA fee caps across Saudi banks.
How to use it
- 1 Enter the required financing amount in Saudi Riyals (SAR).
- 2 Select your repayment term from 1 to 5 years (SAMA statutory limit).
- 3 Enter the annual profit rate (APR %) to view monthly installments and total profit.
Questions
What is the maximum debt burden ratio for personal loans in KSA?
For non-mortgage consumer loans, SAMA caps monthly debt deductions at 33.33% of monthly salary (or 25% for retirees).
What is the maximum personal loan term in Saudi Arabia?
Under Saudi Central Bank (SAMA) consumer finance regulations, the maximum repayment tenure for personal financing is 5 years (60 months).
What is the maximum administrative fee a Saudi bank can charge?
SAMA rules limit upfront administrative fees to 1% of the financing amount or SAR 5,000, whichever is lower.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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