Saudi personal finance calculator
Calculate Saudi personal loan monthly installments, APR profit rates, 5-year SAMA tenure limits, and administrative fee caps in SAR.
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About this tool
Calculate personal finance installments and total borrowing costs across Saudi Islamic banks. Incorporates SAMA consumer finance regulations, 60-month tenure caps, and statutory fee limits.
How to use it
- 1 Enter the required financing amount in Saudi Riyals (SAR).
- 2 Select your repayment term from 1 to 5 years (SAMA statutory limit).
- 3 Enter the annual profit rate (APR %) to view monthly installments and total profit.
Questions
What is the maximum personal loan term in Saudi Arabia?
Under Saudi Central Bank (SAMA) consumer finance regulations, the maximum repayment tenure for personal financing is 5 years (60 months).
What is the maximum administrative fee a Saudi bank can charge?
SAMA rules limit upfront administrative fees to 1% of the financing amount or SAR 5,000, whichever is lower.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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