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Saudi salary & GOSI calculator

Calculate Saudi net take-home salary, GOSI deductions (9.75% Saudi citizen / 2% expat employer), and total payroll cost in SAR.

In your browser

SAR
SAR
SAR
Net Monthly Take-Home Salary
/ month
Total Monthly Gross

GOSI Subject Wage (Cap 45k)

Total Employer Payroll Cost

GOSI Statutory Rules: For Saudi nationals, GOSI contribution is 9.75% for employee (9% Annuities + 0.75% SANED) and 11.75% for employer (9% Annuities + 0.75% SANED + 2% Hazards), calculated on basic wage + housing allowance capped at SAR 45,000 per month.

About this tool

Calculate Saudi net take-home pay from monthly basic salary and housing allowances. Applies General Organization for Social Insurance (GOSI) rates and SANED unemployment contribution rules.

How to use it

  1. 1 Enter your basic monthly salary and housing allowance in Saudi Riyals (SAR).
  2. 2 Select your nationality status (Saudi national or non-Saudi expatriate).
  3. 3 View your net take-home salary and employer social security costs.

Questions

What is the GOSI contribution rate for Saudi employees?

Saudi employees contribute 9.75% of their basic salary plus housing allowance (9% for pension annuities and 0.75% for SANED unemployment insurance).

Do non-Saudi expatriate employees pay GOSI?

No, expatriate employees do not have any employee GOSI deductions withheld from their salary. The employer pays a 2% occupational hazards contribution.

Is my data uploaded?

No. This tool runs in your browser, so your text and files never reach our server.

Is this tool free?

Yes. It’s free to use with no sign-up and no limits for normal use.