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Ontario land transfer tax calculator

Calculate Ontario land transfer tax (OLTT) with marginal brackets and first-time home buyer rebates up to $4,000. Free.

In your browser

$
Includes municipal MLTT for Toronto properties
Common prices:
Net Land Transfer Tax Due
CAD
Effective Tax Rate

Of purchase price
Provincial Tax (OLTT/PTT)

Total First-Time Buyer Savings

Total rebates applied

About this tool

Calculate provincial Ontario Land Transfer Tax (OLTT) for residential real estate purchases across Ontario outside Toronto.

How to use it

  1. 1 Enter the property purchase price in Canadian dollars ($).
  2. 2 Select the province (Ontario or British Columbia).
  3. 3 Tick whether the property is located in Toronto or if you qualify as a first-time home buyer.

Questions

How is Ontario land transfer tax calculated?

OLTT is calculated on graduated tiers: 0.5% on the first $55,000, 1.0% up to $250,000, 1.5% up to $400,000, 2.0% up to $2,000,000, and 2.5% above $2,000,000.

Do buyers in Toronto pay double land transfer tax?

Yes. Properties located within the City of Toronto are subject to both the Ontario provincial land transfer tax and the Toronto municipal land transfer tax (MLTT).

How much is the Ontario first-time buyer land transfer tax rebate?

First-time buyers in Ontario are eligible for a provincial rebate up to $4,000, and an additional Toronto municipal rebate up to $4,475.

Is my data uploaded?

No. This tool runs in your browser, so your text and files never reach our server.

Is this tool free?

Yes. It’s free to use with no sign-up and no limits for normal use.