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CPP & EI deduction calculator

Calculate Canada Pension Plan (CPP, CPP2) and Employment Insurance (EI) statutory payroll deductions and max-out months.

In your browser

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Calculates mandatory Canadian Pension Plan (CPP, CPP2) and Employment Insurance (EI) deductions
Common salaries:
Total Statutory Payroll Deductions
CAD / year
CPP Max-Out Month

Base CPP (5.95%)

Max limit: $3,867.50 on $68.5k
CPP2 Tier 2 (4.00%)

Max limit: $188.00 on $73.2k
Employment Insurance (1.66%)

Max limit: $1,049.12 on $63.2k
Take-Home Pay Boost: High earners will notice paycheques get noticeably larger later in the calendar year once they cross the CRA maximum annual contribution caps for CPP and EI.

About this tool

Calculate mandatory statutory payroll deductions for the Canada Pension Plan (CPP, CPP2) and Employment Insurance (EI). Find out your exact annual deduction and the calendar month your paycheque gets a boost when contributions max out.

How to use it

  1. 1 Enter your gross annual employment salary.
  2. 2 Review your base CPP (5.95%), CPP2 (4.00%), and EI (1.66%) totals.
  3. 3 Check which month of the year your statutory deductions will be fully paid off.

Questions

What are the maximum CPP and EI contributions in Canada?

The maximum employee base CPP contribution is $3,867.50, plus up to $188 in CPP2. The maximum EI employee premium is $1,049.12.

Why do Canadian paycheques get larger late in the year?

Once your cumulative earnings reach the annual CPP and EI ceilings, your employer stops deducting statutory contributions, increasing your take-home pay for the rest of the year.

Is my data uploaded?

No. This tool runs in your browser, so your text and files never reach our server.

Is this tool free?

Yes. It’s free to use with no sign-up and no limits for normal use.