UK take-home pay calculator
Calculate your UK take-home pay after tax and National Insurance for 2024-26. See monthly, weekly and yearly pay with pension and student loan.
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Monthly Take-Home
Yearly Take-Home
Total Tax & NI
Weekly Take-Home
Salary & Deductions Breakdown
Tax Year 2024/25 & 2025/26| Item | Per Year | Per Month | Per Week |
|---|---|---|---|
| Gross Salary | |||
| Personal Allowance | |||
| Income Tax (PAYE) | |||
| National Insurance (Class 1) | |||
| Pension Contribution | |||
| Student Loan Repayment | |||
| Net Take-Home Pay |
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Also with the uk salary tax calculator
About this tool
Work out your exact monthly and annual take-home pay in the UK after income tax, Class 1 National Insurance, and pension deductions.
How to use it
- 1 Enter your gross salary and select your payment period (year, month, week, day, or hour).
- 2 Adjust your pension contribution percentage and select your student loan plan if applicable.
- 3 View your complete tax breakdown: net take-home pay, income tax, Class 1 NI, and effective tax rate.
Questions
How much is 35k after tax in the UK?
On a £35,000 salary with standard pension in 2024-26, take-home pay is approximately £2,320 per month (£27,840 per year).
What is the UK Personal Allowance?
The standard UK Personal Allowance is £12,570. You pay zero income tax on earnings up to this amount. It reduces by £1 for every £2 earned above £100,000, reaching £0 at £125,140.
What are the current UK National Insurance rates?
From 6 April 2024, the main employee Class 1 National Insurance rate was reduced to 8% on earnings between £12,570 and £50,270 per year. Earnings over £50,270 are taxed at 2%.
Does pension contribution reduce income tax?
Yes. Auto-enrolment and salary sacrifice pension contributions reduce your taxable gross income, lowering the amount of PAYE income tax and National Insurance you pay.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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