Pag-IBIG & MP2 savings calculator
Calculate Pag-IBIG mandatory contributions and project compound tax-free dividend growth for Modified Pag-IBIG 2 (MP2) savings.
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Minimum ₱500 per deposit
2023 MP2 dividend was 7.05%
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About this tool
Calculate both regular mandatory Pag-IBIG (HDMF) contributions and compound returns for the voluntary Modified Pag-IBIG II (MP2) savings program with tax-free annual dividends.
How to use it
- 1 Enter your monthly MP2 voluntary contribution (minimum ₱500).
- 2 Choose your savings horizon (1 to 10 years; standard 5-year lock-in).
- 3 Adjust the expected annual dividend rate to view your projected maturity payout.
Questions
What is Pag-IBIG MP2?
Modified Pag-IBIG II (MP2) is a voluntary government-guaranteed 5-year savings scheme that earns higher tax-free annual dividends than ordinary bank deposits.
Are Pag-IBIG MP2 dividends taxable?
No. MP2 dividends are 100% tax-free under Republic Act No. 9679.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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