Pag-IBIG MP2 calculator (Savings & dividends)
Calculate Modified Pag-IBIG 2 (MP2) dividend earnings, compound maturity value, and regular HDMF mandatory savings online for free.
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Minimum ₱500 per deposit
2023 MP2 dividend was 7.05%
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About this tool
Project your compound earnings and maturity payout from the government-guaranteed Pag-IBIG MP2 high-yield savings program.
How to use it
- 1 Enter your monthly MP2 voluntary contribution (minimum ₱500).
- 2 Choose your savings horizon (1 to 10 years; standard 5-year lock-in).
- 3 Adjust the expected annual dividend rate to view your projected maturity payout.
Questions
How are Pag-IBIG MP2 dividends paid?
Members can choose annual dividend payouts to their bank account or compounded dividend payout at 5-year maturity.
What is Pag-IBIG MP2?
Modified Pag-IBIG II (MP2) is a voluntary government-guaranteed 5-year savings scheme that earns higher tax-free annual dividends than ordinary bank deposits.
Are Pag-IBIG MP2 dividends taxable?
No. MP2 dividends are 100% tax-free under Republic Act No. 9679.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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