Pag-IBIG housing loan calculator (Philippines)
Calculate Pag-IBIG and bank housing loan monthly amortization, 30-year tenures, interest, and required gross family income. Free.
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Pag-IBIG 3-yr fixed: 6.25% | Bank loan: 7.0% - 8.5%
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Also with the philippines home loan calculator
About this tool
Calculate monthly home loan payments for Pag-IBIG Fund and Philippine commercial banks with required gross income verification.
How to use it
- 1 Enter the property purchase price.
- 2 Enter your down payment percentage (typically 10% to 20%).
- 3 Select interest rate and loan tenure (up to 30 years).
Questions
What is the maximum loan amount under Pag-IBIG?
Pag-IBIG offers housing loans up to ₱6,000,000 subject to borrower affordability and property appraisal.
What is the maximum loan term for a Pag-IBIG Housing Loan?
Pag-IBIG offers housing loan tenures up to 30 years, provided the borrower does not exceed 70 years of age at loan maturity.
What is the gross monthly income requirement for a Philippine home loan?
Lenders generally require that the monthly amortization does not exceed 35% of the applicant's gross monthly household income.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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