NPS calculator India (National Pension System)
Calculate National Pension System (NPS) retirement corpus, monthly pension annuity, 60% lump sum, and extra ₹50k 80CCD tax deduction. Free.
In your browser
Retirement at age 60
Historical equity/debt blend ~9%-11%
Minimum 40% mandatory annuity
Extra ₹50,000 / yr
Over & above Sec 80CNext in your workflow
Also with the india nps calculator (national pension system)
About this tool
Project your retirement corpus, monthly annuity pension, and tax savings under the National Pension System (NPS).
How to use it
- 1 Enter your monthly NPS Tier 1 contribution.
- 2 Enter your current age (retirement assumed at 60).
- 3 Select your expected annual return and annuity reinvestment percentage (min 40%).
Questions
How much lump sum can I withdraw tax-free from NPS at age 60?
Subscribers can withdraw up to 60% of the accumulated corpus completely tax-free; the remaining 40% must purchase an annuity pension.
What are the tax benefits of NPS in India?
Subscribers can claim up to ₹1.5 lakh under Section 80CCD(1) plus an exclusive additional tax deduction of ₹50,000 under Section 80CCD(1B).
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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