India NPS calculator (National Pension System)
Calculate National Pension System (NPS) retirement corpus, monthly pension annuity, 60% lump sum, and extra ₹50k 80CCD tax deduction.
In your browser
Retirement at age 60
Historical equity/debt blend ~9%-11%
Minimum 40% mandatory annuity
Extra ₹50,000 / yr
Over & above Sec 80CNext in your workflow
Popular uses
About this tool
Calculate your retirement wealth accumulation under the Indian National Pension System (NPS). Estimates total retirement corpus, 60% tax-free lump sum withdrawal, and monthly annuity pension payouts.
How to use it
- 1 Enter your monthly NPS Tier 1 contribution.
- 2 Enter your current age (retirement assumed at 60).
- 3 Select your expected annual return and annuity reinvestment percentage (min 40%).
Questions
What are the tax benefits of NPS in India?
Subscribers can claim up to ₹1.5 lakh under Section 80CCD(1) plus an exclusive additional tax deduction of ₹50,000 under Section 80CCD(1B).
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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