SIP calculator (India)
Calculate returns on mutual fund Systematic Investment Plans (SIP) in India with monthly contributions, compound interest and wealth gain.
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| Year | Monthly SIP | Total Invested | Wealth Gained | Corpus Balance |
|---|---|---|---|---|
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About this tool
Forecast your mutual fund Systematic Investment Plan (SIP) returns in India. Calculate wealth creation from monthly compounding investments, future corpus, and the power of annual step-up SIP contributions.
How to use it
- 1 Enter your monthly SIP investment amount.
- 2 Specify the expected annual rate of return (e.g. 12% to 15% for equity funds).
- 3 Set the investment duration in years and optional annual step-up percentage.
- 4 Review your total invested capital, estimated capital gains, and final corpus balance.
Questions
What is a Systematic Investment Plan (SIP)?
A SIP is an investment method where a fixed sum of money is invested regularly (typically monthly) into a mutual fund scheme, taking advantage of rupee cost averaging and compound growth.
What is a Step-Up SIP?
A Step-Up (or Top-Up) SIP automatically increases your monthly investment amount by a fixed percentage (e.g. 10%) every year as your income grows, significantly boosting your final corpus.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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