Mutual fund SIP return calculator
Calculate mutual fund SIP compound returns, total invested capital and expected maturity corpus with 12% to 15% equity returns. Free online calculator.
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| Year | Monthly SIP | Total Invested | Wealth Gained | Corpus Balance |
|---|---|---|---|---|
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About this tool
Calculate compound growth and future wealth from monthly mutual fund SIP investments with expected annual returns.
How to use it
- 1 Enter your monthly SIP investment amount.
- 2 Specify the expected annual rate of return (e.g. 12% to 15% for equity funds).
- 3 Set the investment duration in years and optional annual step-up percentage.
- 4 Review your total invested capital, estimated capital gains, and final corpus balance.
Questions
What is the average return on equity mutual fund SIP in India?
Historically over 10 to 15 years, diversified Indian equity mutual funds have delivered annualized returns between 12% and 15%.
What is a Systematic Investment Plan (SIP)?
A SIP is an investment method where a fixed sum of money is invested regularly (typically monthly) into a mutual fund scheme, taking advantage of rupee cost averaging and compound growth.
What is a Step-Up SIP?
A Step-Up (or Top-Up) SIP automatically increases your monthly investment amount by a fixed percentage (e.g. 10%) every year as your income grows, significantly boosting your final corpus.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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