Hypotheek berekenen Nederland (NHG & renteaftrek)
Calculate Dutch mortgage payments, 2024 NHG eligibility up to €435k, and estimated hypotheekrenteaftrek tax deduction online for free.
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NHG offers ~0.5% lower interest rates
Cumulative borrowing cost
Principal + interest payments
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Also with the netherlands mortgage calculator
About this tool
Estimate monthly annuity mortgage repayments in the Netherlands and check National Mortgage Guarantee (NHG) limits.
How to use it
- 1 Enter the home purchase price in Euros.
- 2 Enter your mortgage interest rate and loan term (up to 30 years).
- 3 Review your monthly gross repayment, net cost after tax deduction, and NHG status.
Questions
What is the 2024 NHG limit?
The 2024 NHG limit is €435,000 for standard purchases.
What is the 2024 NHG limit in the Netherlands?
The 2024 National Mortgage Guarantee (NHG) purchase price ceiling is €435,000 (or €461,100 if investing in energy-saving improvements).
What is hypotheekrenteaftrek?
Hypotheekrenteaftrek is the Dutch tax deduction allowing homeowners to deduct paid mortgage interest from their Box 1 taxable income.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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