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Overdrachtsbelasting calculator

Calculate Dutch property transfer tax: 0% starter exemption (under 35 & under €510k), 2% homebuyer rate, or 10.4% investor buy-to-let rate.

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€
Starter limit: €510,000 in 2024
Must be under 35 on date of transfer for 0% rate
Investors pay 10.4% transfer tax
Quick purchase prices:
Transfer Tax Payable (Overdrachtsbelasting)
Applicable Tax Rate

Startersvrijstelling 0% applied
Starter Exemption Status

Age < 35 & price $\le$ €510,000

Transfer Tax Due

Payable to notary at closing

Total Purchase + Tax

Excluding notary/mortgage fees

About this tool

Determine your Dutch property transfer tax (overdrachtsbelasting) due when buying real estate. Accurately applies the 0% starter exemption (startersvrijstelling), 2% owner-occupier rate, or 10.4% investor rate.

How to use it

  1. 1 Enter the property purchase price.
  2. 2 Enter the buyer’s age at the time of legal transfer.
  3. 3 Select whether the home will be your primary residence.

Questions

What is the startersvrijstelling in 2024?

First-time home buyers between ages 18 and 35 who purchase a primary home valued at up to €510,000 pay 0% transfer tax.

What rate applies to investment properties?

Second homes, commercial real estate, and buy-to-let properties are subject to the 10.4% general transfer tax rate.

Is my data uploaded?

No. This tool runs in your browser, so your text and files never reach our server.

Is this tool free?

Yes. It’s free to use with no sign-up and no limits for normal use.