Irish pension tax relief calculator (40% rate)
Calculate 20% and 40% Irish pension tax relief savings based on Revenue age-related percentage limits and €115,000 earnings cap. Free.
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About this tool
Calculate your immediate tax savings from employee pension contributions under Irish Revenue age-based relief limits.
How to use it
- 1 Enter your annual gross salary and age.
- 2 Select your planned pension contribution percentage and marginal tax rate (20% or 40%).
- 3 View your immediate tax relief savings, net employee cost, and monthly invested corpus.
Questions
How much tax relief do I get on pension in Ireland?
Higher-rate taxpayers receive 40% tax relief on eligible pension contributions, meaning a €100 contribution only costs €60 out of pocket.
What are the Revenue age limits for Irish pension tax relief?
Under 30: 15%; 30–39: 20%; 40–49: 25%; 50–54: 30%; 55–59: 35%; and 60+: 40% of net relevant earnings, subject to an earnings ceiling of €115,000 per year.
How does pension tax relief work in Ireland?
Contributions made to an approved pension scheme or PRSA reduce your taxable income at your highest marginal tax rate (either 20% or 40%), significantly reducing the true out-of-pocket cost.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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