Ireland pension tax relief calculator
Calculate Irish pension tax relief at 20% or 40% marginal rate based on Revenue age-related percentage limits and €115,000 earnings cap.
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About this tool
Calculate tax relief on pension contributions in Ireland. Factors in Revenue age-related percentage contribution limits (15% to 40% of earnings up to €115,000) and your 20% or 40% marginal income tax relief rate.
How to use it
- 1 Enter your annual gross salary and age.
- 2 Select your planned pension contribution percentage and marginal tax rate (20% or 40%).
- 3 View your immediate tax relief savings, net employee cost, and monthly invested corpus.
Questions
What are the Revenue age limits for Irish pension tax relief?
Under 30: 15%; 30–39: 20%; 40–49: 25%; 50–54: 30%; 55–59: 35%; and 60+: 40% of net relevant earnings, subject to an earnings ceiling of €115,000 per year.
How does pension tax relief work in Ireland?
Contributions made to an approved pension scheme or PRSA reduce your taxable income at your highest marginal tax rate (either 20% or 40%), significantly reducing the true out-of-pocket cost.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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