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Toolbench

India PPF calculator (Public Provident Fund)

Calculate India Public Provident Fund (PPF) compound growth at 7.1% tax-free interest, 15-year maturity, and Section 80C tax relief.

In your browser

₹

Max ₹1,50,000 / fiscal year (80C)

%

Current Q3/Q4 rate: 7.1% compounded annually

Quick deposits:
Maturity Amount (Guaranteed Tax-Free EEE)
Total Interest Earned
Total Investment Made

Investment Duration

Tax Exemption Status

EEE (100% Tax-Free)

Exempt-Exempt-Exempt (EEE): Public Provident Fund enjoys sovereign backing. The annual investment qualifies for Section 80C deduction, interest earned is completely tax-free, and the entire maturity proceeds are exempt from income tax.

About this tool

Calculate your maturity amount and compound interest in the Indian Public Provident Fund (PPF). Features government-guaranteed 7.1% interest, 15 to 30 year horizons, and Section 80C tax deduction benefits.

How to use it

  1. 1 Enter your planned annual deposit (up to ₹1,50,000 maximum per fiscal year).
  2. 2 Select your investment tenure (15-year statutory period or 5-year extensions).
  3. 3 View total invested capital, interest accrued, and tax-free maturity proceeds.

Questions

What is the tax status of Indian PPF investments?

PPF enjoys Exempt-Exempt-Exempt (EEE) status: deposits qualify for Section 80C deduction, interest earned is tax-exempt, and maturity withdrawals are 100% tax-free.

Is my data uploaded?

No. This tool runs in your browser, so your text and files never reach our server.

Is this tool free?

Yes. It’s free to use with no sign-up and no limits for normal use.