HRA tax exemption calculator (Section 10(13A))
Calculate tax-exempt House Rent Allowance under Section 10(13A) and Rule 2A for metro (50%) and non-metro (40%) cities in India. Free.
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About this tool
Calculate how much of your House Rent Allowance is exempt from income tax and determine taxable HRA.
How to use it
- 1 Enter your monthly Basic Salary + Dearness Allowance.
- 2 Enter your monthly HRA received from your employer.
- 3 Enter your actual monthly house rent paid.
- 4 Select your city location: Metro (Delhi, Mumbai, Kolkata, Chennai) or Non-Metro.
- 5 View your annual and monthly tax-exempt HRA and taxable HRA balance.
Questions
Do I need rent receipts to claim HRA exemption?
Yes. Rent receipts or a rent agreement are required by employers. If annual rent paid exceeds ₹1,00,000, the landlord's PAN is also mandatory.
Which cities qualify for 50% HRA exemption?
Only four cities qualify for the 50% basic salary rule: Delhi, Mumbai, Kolkata, and Chennai. All other cities (including Bangalore, Hyderabad, and Pune) are 40%.
Can I claim HRA in the New Tax Regime?
No. HRA tax exemption can only be claimed when filing your return under the Old Tax Regime. The New Tax Regime does not allow HRA deductions.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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