Singapore CPF calculator (Monthly contributions)
Calculate Singapore employee (20%) and employer (17%) monthly CPF contributions with the $6,800 wage ceiling and age group allocation. Free.
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Contributions are credited across Ordinary Account (OA), Special Account (SA), and MediSave Account (MA) according to CPF Board allocation ratios.
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About this tool
Calculate mandatory monthly Central Provident Fund (CPF) deductions from employee pay and matching employer contributions.
How to use it
- 1 Enter your monthly gross employment salary (Ordinary Wages).
- 2 Select your age category (55 and below, 55-60, 60-65, 65-70, or above 70).
- 3 Select the applicable monthly wage ceiling ($6,800 for 2024).
- 4 Review your employee deduction, employer contribution, and net take-home cash pay.
Questions
What is the CPF monthly wage ceiling for 2024?
The CPF Ordinary Wage ceiling is $6,800 per month for 2024 (increasing to $7,400 in 2025 and $8,000 in 2026).
What are standard CPF contribution rates for workers aged 55 and below?
Employees contribute 20% of their monthly salary, and employers contribute 17%, for a total monthly CPF contribution of 37% up to the wage ceiling.
What is the CPF wage ceiling schedule in Singapore?
The Ordinary Wage ceiling increased to $6,800 on 1 January 2024, to $7,400 on 1 January 2025, and will reach $8,000 on 1 January 2026.
How are CPF contributions allocated across accounts?
Contributions are distributed into the Ordinary Account (OA - housing and education), Special Account (SA - retirement), and MediSave Account (MA - healthcare) based on age-related ratios.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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