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Toolbench

Australian pay and salary calculator

Calculate your Australian fortnightly take-home pay after ATO Stage 3 tax cuts, Medicare levy and 11.5% superannuation. Free.

In your browser

$
Base gross pay excluding superannuation
Most Australian businesses pay fortnightly
Common salaries:
Net Take-Home Pay Per Paycheck
Annual net pay

Income Tax (ATO)

Medicare Levy (2%)

HELP / HECS Loan

Super (11.5% Employer)

Component Annual Monthly
Gross Base Salary
Total Deductions (Tax + Medicare + HELP)
Net Take-Home Pay

About this tool

Calculate your exact net fortnightly pay in Australia under the revised ATO Stage 3 tax rates, 2% Medicare levy, and 11.5% compulsory superannuation.

How to use it

  1. 1 Enter your gross annual base salary in Australian dollars ($ AUD).
  2. 2 Select your pay frequency (fortnightly, weekly, monthly, or annual).
  3. 3 Tick whether you have a HELP / HECS student loan debt to see exact take-home pay.

Questions

How is fortnightly take-home pay calculated in Australia?

Gross annual salary is divided across 26 fortnights, with PAYG withholding tax and 2.0% Medicare levy deducted by your employer.

What are the revised ATO Stage 3 tax brackets?

For 2024–25 and 2025–26, tax rates are 0% up to $18,200; 16% from $18,201 to $45,000; 30% from $45,001 to $135,000; 37% from $135,001 to $190,000; and 45% over $190,000.

What is the compulsory Superannuation Guarantee rate?

The compulsory Superannuation Guarantee (SG) rate is 11.5% of ordinary time earnings, paid by your employer directly into your super fund on top of your salary.

Is my data uploaded?

No. This tool runs in your browser, so your text and files never reach our server.

Is this tool free?

Yes. It’s free to use with no sign-up and no limits for normal use.