Australia pay calculator
Calculate Australian take-home pay with ATO Stage 3 tax brackets, Medicare levy, HELP/HECS debt repayments and superannuation.
In your browser
| Component | Annual | Monthly | |
|---|---|---|---|
| Gross Base Salary | |||
| Total Deductions (Tax + Medicare + HELP) | |||
| Net Take-Home Pay |
Next in your workflow
About this tool
Calculate your take-home pay anywhere in Australia. Uses the revised ATO Stage 3 income tax brackets, 2.0% Medicare levy, compulsory HELP/HECS student debt repayment rates, and 11.5% compulsory superannuation guarantee.
How to use it
- 1 Enter your gross annual base salary in Australian dollars ($ AUD).
- 2 Select your pay frequency (fortnightly, weekly, monthly, or annual).
- 3 Tick whether you have a HELP / HECS student loan debt to see exact take-home pay.
Questions
What are the revised ATO Stage 3 tax brackets?
For 2024–25 and 2025–26, tax rates are 0% up to $18,200; 16% from $18,201 to $45,000; 30% from $45,001 to $135,000; 37% from $135,001 to $190,000; and 45% over $190,000.
What is the compulsory Superannuation Guarantee rate?
The compulsory Superannuation Guarantee (SG) rate is 11.5% of ordinary time earnings, paid by your employer directly into your super fund on top of your salary.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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