Australia car loan calculator
Calculate Australian car loan repayments with comparison interest rates, loan terms and residual balloon payment options.
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About this tool
Calculate car loan repayments for new and used vehicles in Australia. Factor in vehicle purchase price, cash deposit or trade-in value, comparison interest rate, loan term from 1 to 7 years, and optional balloon residual payments.
How to use it
- 1 Enter the vehicle price and your cash deposit or trade-in allowance.
- 2 Select loan term in years and comparison interest rate (% p.a.).
- 3 Optionally set a balloon payment percentage to lower regular repayments.
Questions
What is a comparison rate on an Australian car loan?
A comparison rate reflects the true annual cost of a loan by combining the base interest rate with standard establishment and recurring account fees.
What is a balloon payment on a car loan?
A balloon payment is a lump sum owed at the very end of the loan term, which reduces regular monthly payments during the life of the loan.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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