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Texas paycheck calculator (0% state income tax)

Calculate Texas paycheck take-home pay with 0% state income tax. Model federal tax brackets, Social Security, and Medicare on bi-weekly and monthly salary.

In your browser

$
Most US employers pay bi-weekly or semi-monthly
$

Pre-tax benefits reduce your federal taxable income and overall tax bill.

Common salaries:
Take-Home Pay Per Paycheck
Annual net pay

Federal Income Tax
Social Security (6.2%) Up to $168,600 cap
Medicare (1.45%+) Includes add'l Medicare if >$200k
Total FICA Taxes Payroll taxes

Calculated using current 2024–2026 IRS federal income tax brackets and standard deductions. State and local income taxes vary by location.

About this tool

Calculate your net take-home salary in Texas. Texas has zero state personal income tax, meaning only federal taxes and FICA deductions apply.

How to use it

  1. 1 Choose your IRS filing status and payment schedule (bi-weekly, semi-monthly, monthly, or weekly).
  2. 2 Enter your annual gross salary and any pre-tax benefits deductions.
  3. 3 View your net take-home pay per paycheck, federal tax bracket, FICA payroll taxes, and effective tax rate.

Questions

Does Texas have state income tax on paychecks?

No. Texas is one of nine US states with no state personal income tax, allowing workers to retain a higher percentage of gross earnings.

What are the FICA payroll taxes in the US?

FICA consists of Social Security tax (6.2% on wages up to $168,600 in 2024) and Medicare tax (1.45% on all wages, plus an additional 0.9% for high earners over $200k single / $250k married).

What is the 2024-2026 standard deduction?

For 2024, the IRS standard deduction is $14,600 for single filers, $29,200 for married couples filing jointly, and $21,900 for heads of household.

How does 401(k) reduce my paycheck taxes?

Traditional 401(k) contributions are pre-tax, meaning they reduce your federal taxable income and lower the total income tax deducted from each paycheck.

Is my data uploaded?

No. This tool runs in your browser, so your text and files never reach our server.

Is this tool free?

Yes. It’s free to use with no sign-up and no limits for normal use.