SARS income tax calculator (2024/2025)
Calculate your South Africa take-home pay, SARS income tax brackets, age rebates, and UIF deductions for 2024/2025 tax year. Free.
In your browser
Next in your workflow
Also with the south africa salary tax calculator
About this tool
Calculate net take-home salary after SARS income tax brackets, age rebates, medical scheme fees tax credit, and statutory UIF contributions.
How to use it
- 1 Enter your annual gross employment salary (or monthly equivalent).
- 2 Enter your age to apply relevant statutory SARS tax rebates.
- 3 Optionally input annual pension or Retirement Annuity contributions and medical scheme dependants.
- 4 Review your monthly and annual take-home pay, PAYE income tax, and UIF deductions.
Questions
How is PAYE calculated in South Africa?
SARS personal income tax uses progressive marginal tax brackets ranging from 18% to 45%, minus statutory primary, secondary, and tertiary rebates.
What is the tax-free income threshold in South Africa?
For the 2024/2025 tax year, the tax-free threshold is R95,750 for individuals under 65, R148,217 for persons aged 65 to 74, and R165,689 for persons aged 75 and older.
How do medical tax credits work in South Africa?
Section 6A medical tax credits provide a direct fixed deduction against tax liability: R364 per month for the primary member, R364 for the first dependant, and R246 per month for each additional dependant.
What is the maximum tax deduction for retirement fund contributions?
Under Section 11F of the Income Tax Act, taxpayers can deduct up to 27.5% of the greater of taxable income or remuneration, capped at R350,000 per tax year.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
More in Calculators & converters
- South Africa VAT calculator (15%) New Calculate South African Value Added Tax (VAT) at 15% standard rate or reverse-calculate pre-tax amounts from gross receipts for SARS VAT returns.
- South Africa bond & home loan calculator New Calculate South African home loan bond repayments, interest charges and minimum qualifying gross household income based on the prime lending rate.
- South Africa transfer duty calculator New Calculate SARS property transfer duty under 2024/2025 rates, with R1.1M statutory exemption, graduated rate brackets and effective transfer tax.
- South Africa vehicle finance calculator New Calculate South African vehicle finance installments, interest costs and optional balloon residual payments across 12 to 72 month loan terms.
- Retirement Annuity (RA) calculator New Calculate SARS Section 11F tax deduction on Retirement Annuity contributions (up to 27.5% / R350,000 cap), instant tax refund and compound growth.
- South Africa UIF calculator New Calculate South African Unemployment Insurance Fund (UIF) monthly 1% employee and 1% employer contributions capped at R177.12 per month each.