Loan & EMI calculator
Work out the monthly payment, total interest and repayment schedule for a loan.
In your browser
Monthly payment
Total interest
Total repaid
% principal, % interest
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
About this tool
Calculate the monthly payment (EMI) for a home, car or personal loan, how much interest you will pay in total, and a month-by-month schedule.
How to use it
- 1 Enter the loan amount.
- 2 Enter the yearly interest rate and the term.
- 3 Read the monthly payment and open the schedule.
Questions
What is EMI?
Equated monthly installment: the fixed amount you pay each month, covering interest and part of the principal.
Is my data uploaded?
No. This tool runs in your browser, so your text and files never reach our server.
Is this tool free?
Yes. It’s free to use with no sign-up and no limits for normal use.
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